I remember one day staring at the stack of bills on my kitchen table. I couldn’t figure out how I’d make it through another month. The irony wasn’t lost on me—here I was, serving in ministry, yet my finances were in shambles. How could someone teaching others about God’s promises be struggling so much?
That night, I dropped to my knees beside my bed. “Lord,” I prayed, “I need Your wisdom. Show me where I’ve missed it. Correct me if I need correction.”
What happened next changed my finances and my view of faith. I learned how faith works as a spiritual law in our lives. The truth I discovered was both humbling and liberating.
God has laid down universal principles. These principles benefit anyone who uses them, no matter their background or situation. The most powerful of these is what I’ve come to call “the law of faith.”
Psalm 115:12-14 declares:
“The Lord hath been mindful of us: he will bless us… The Lord shall increase you more and more, you and your children.“
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This isn’t just a nice sentiment—it’s a promise we all need to claim.
Key Takeaways
- Faith is more than a feeling—it’s a spiritual law that governs increase in your life.
- God’s desire to bless and increase you is clearly established in Scripture.
- Financial breakthrough requires applying five specific biblical principles.
- Your words and expectations directly impact your prosperity.
- Putting God first through tithing establishes the foundation for increase.
- Generosity, wisdom, diligence, and active faith complete the formula for abundance.
Understanding Biblical Increase
The law of faith begins with understanding that increase is part of God’s nature. Psalm 115:12-14 makes this point evident.
“The Lord hath been mindful of us: he will bless us; he will bless the house of Israel; he will bless the house of Aaron. He will bless them that fear the Lord, both small and great. The Lord shall increase you more and more, you and your children.“
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Notice the certainty in these verses. It doesn’t say God might bless us or might increase us—it declares that He will. This isn’t wishful thinking; it’s a divine promise you can stand on.
The key to activating this promise is to personalize it. Try saying it aloud:
“The Lord shall increase me more and more, me and my children.”
When we align our expectations with God’s promises, we can receive what He has said is ours.
This increase isn’t limited to financial prosperity—it encompasses every area of life. But financial well-being is certainly part of God’s plan for His people.
After all, how can you be generous if you’re constantly struggling to make ends meet?
The Psychology of Faith vs. Fear
Your feelings about the future reveal whether you are following the law of faith. Faith produces excitement and anticipation. Fear creates dread and worry.
When you truly trust God’s promises of increase, you’ll look forward to tomorrow. You’ll talk about the future with confidence rather than anxiety. This isn’t fake positivity—it’s the natural result of trusting in a God who has promised to bless you.
Without faith, however, doubt creeps in. You begin to fear the worst. You prepare for failure and say things that don’t match God’s promises. This negative cycle doesn’t only affect your mood. It actually works against the very increase you’re hoping for.
Faith in God gives us a reason to boast. But it’s not about ourselves. It’s about what God has promised to do. Romans 3:27 asks,
“Where is boasting then? It is excluded. By what law? Of works? No, but by the law of faith.“
Our confidence comes not from our own ability to create wealth. It comes from God’s faithfulness to His Word.
From Struggle to Abundance: My Personal Journey
My own path to understanding the law of faith came through the school of hard knocks. Despite being actively involved in ministry, I found myself drowning in debt. Bills piled up. Financial pressure strained my marriage. The gap between what I preached and what I experienced grew increasingly uncomfortable.
The turning point came when I stopped blaming circumstances and started seeking wisdom. In that prayer beside my bed, I asked God to show me where I’d missed it—and He did, though not in the way I expected.
In the months ahead, the Holy Spirit pointed me to scriptures on prosperity that I had read often before. But this time, I saw them differently. I realized I had been violating spiritual laws while expecting spiritual results.
I wasn’t putting God first in my finances. I questioned whether tithing was necessary. I held onto money tightly instead of giving generously. I made financial decisions based on emotion rather than wisdom.
I worked hard but not always in alignment with God’s direction. And perhaps most critically, I spoke words of doubt and lack rather than words of faith.
As I began to align myself with these principles—these laws of increase—things started to change. Not overnight, but steadily. Bills got paid. Debt decreased. Unexpected blessings arrived.
I finally found the financial freedom I always talked about but never had.
The Five Universal Laws of Increase
Law #1: The Priority Principle
The first law of increase is remarkably simple yet profoundly challenging. Put God first. Jesus stated it clearly in Matthew 6:33:
“But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you.“
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This principle begins with tithing—returning to God the first 10% of your increase. Notice I said “returning,” not “giving.” This distinction matters.
Malachi 3:8-10 points out, the tithe belongs to God. When we withhold it, we’re not just being stingy—we’re actually taking what isn’t ours.
Many believers never settle this question, and it becomes a constant source of tension and doubt.
“Should I tithe on the gross or the net? Do I really need to tithe when I’m struggling financially? Doesn’t God understand my situation?“
The law of faith demands a definitive answer: the tithe belongs to God. Period. By honoring this principle, we build a foundation for financial blessings to come.
The Holy Spirit often convicts us here first. This reveals a lot about how much we trust God’s provision. Putting God first in your finances is the entry point to experiencing His increase.
Law #2: The Sowing Principle
The second law builds on the first. After returning what belongs to God, we must embrace generosity as a lifestyle. Proverbs 11:25 declares:
“The liberal soul shall be made fat: and he that watereth shall be watered also himself.“
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Many believers struggle with stinginess without recognizing it. We justify our tight-fisted approach as “good stewardship”. But it’s actually fear and a lack of trust in God. True prosperity means changing your mindset. You must be generous, even when it seems illogical.
I’ve seen this principle at work countless times. I often face financial challenges, but breakthrough comes when I chose to give sacrificially. This isn’t a manipulation tactic to get God to bless me—it is a demonstration of trust in His system of increase.
The law of faith works strongly through generosity. It challenges us to trust God instead of money. When we let go of what we hold, we make room to receive even more than we can get on our own.
Law #3: The Wisdom Principle
The third law of increase reminds us that prosperity requires more than just faith and generosity. It demands wisdom and good stewardship. Many believers miss this crucial component.
I’ve seen people who tithed and gave a lot but still struggled financially because they made bad choices with their money. Giving won’t make up for bad spending, unnecessary debt or hasty financial choices.
Being led by the Holy Spirit in your financial decisions is essential. Sometimes this means saying no to purchases you can afford but don’t need. Other times it means investing in opportunities others don’t recognize. Wisdom knows the difference.
Good stewardship isn’t about hoarding resources. It’s about managing them according to God’s principles. This includes budgeting, saving, investing and spending in ways that honor God and serve your family’s needs.
The law of faith works hand-in-hand with wisdom. Trust God for increase while making choices that position you to receive and manage that increase.
Law #4: The Diligence Principle
The fourth law of increase addresses our work ethic and obedience to God’s direction. The Book of Proverbs shows a clear contrast. Diligence brings wealth but laziness leads to poverty.
However, this goes beyond simply working hard. Many people exhaust themselves at work, but they don’t see growth. This happens because their efforts don’t match God’s purpose for their lives.
True diligence means being thorough and persistent in the specific work God has called you to do. It means seeking divine inspiration and guidance, not just working hard at whatever comes your way.
The Holy Spirit guides us to opportunities or thoughts that lead to growth. Listening to these promptings is important, even if they seem unclear at first. This is a key part of the law of faith.
There were times when God urged me to work on projects that seemed unprofitable at the start. Later, these projects opened doors to abundance I couldn’t have reached otherwise. Following God’s guidance with diligence—not just hard work—triggers this principle of increase.
Law #5: The Faith Principle
The fifth and perhaps most powerful law of increase is faith itself. Specifically, faith expressed through our words and actions. Mark 11:22-23 captures this principle perfectly:
“And Jesus answering saith unto them, Have faith in God. For verily I say unto you, That whosoever shall say unto this mountain, Be thou removed, and be thou cast into the sea; and shall not doubt in his heart, but shall believe that those things which he saith shall come to pass; he shall have whatsoever he saith.“
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Notice the emphasis on speaking. Faith isn’t just an internal belief. It must be expressed through words that align with God’s promises. Sadly, many believers ask for prosperity but often voice lack, doubt, and fear during the day.
This contradiction nullifies your prayers. The law of faith requires consistency between what you pray, what you believe, and what you say. When these align, mountains move—including mountains of debt, lack, and financial limitations.
Faith must also be specific. Vague hopes for “more money” won’t activate this law effectively. Faith targeted toward specific financial needs or goals carries much more power.
Finally, faith must be demonstrated through action. If you want a better job, believe in God but also upgrade your skills and send out applications. If you want business growth, trust Him and use the strategies He reveals to you.
The law of faith works by taking practical steps. You must trust that God’s promises will come true in your life.
Activating the Law of Faith in Your Finances
How do you put these principles into practice? Start by examining your words. For a week, watch what you say about money, your finances, and God’s provision. You might be surprised to find how often your words go against the success you wish for.
Next, create a personal declaration of faith regarding your finances. Base it on Scripture, make it specific to your situation, and speak it aloud daily. This isn’t a magical formula—it’s a practical way to align your thoughts and words with God’s promises.
For example:
“I thank God that He is mindful of me and will increase me more and more, me and my children. As I put Him first through tithing and seek His kingdom above all else, all these things are being added to me. I am the liberal soul who is being made fat, and as I water others, I am being watered also. God is guiding me in wisdom for every financial decision. I am diligent in following His direction. Mountains of lack are being removed from my life as I speak words of faith and act on God’s promises.”
The law of faith works when you consistently practice these principles. It doesn’t rely on occasional or desperate pleas for God to help you with financial issues.
Becoming a Student of Biblical Prosperity
To get the most from the law of faith, study what Scripture says about prosperity. Don’t rely solely on others’ interpretations—dig into God’s Word for yourself.
Start with passages like Deuteronomy 8, Malachi 3, Matthew 6, and 2 Corinthians 9. Ask the Holy Spirit to give you fresh insight into these familiar texts. Take notes on what you discover and how it applies to your specific situation.
Remember that God’s principles work universally. But their application may look different in each person’s life. The law of faith isn’t a one-size-fits-all formula. It’s a relationship with God that produces increase according to His purpose for you.
Conclusion
Faith changes how we view money. It shows us that God is our source, not just our hard work. By following the five laws of increase, we open ourselves to the abundance God promised.
This isn’t about getting rich quick or manipulating spiritual principles for material gain. It’s about following God’s plan for growth. This way, we can be blessed and also bless others.
Frequently Asked Questions
Q. What exactly is the “law of faith”?
A. The law of faith is a spiritual rule set by God. It guides how growth appears in our lives. Like gravity, natural laws work whether we notice them or not. Similarly, the law of faith works when we follow its rules. It means trusting God’s promises, saying faith-filled words, and acting in ways that show you believe in His provision.
Q, Does the law of faith guarantee I’ll become wealthy?
A. The law of faith ensures growth based on God’s plan for you. But, it doesn’t always mean you’ll be extremely wealthy. Some believers handle big resources, while others find contentment with “just enough.” The focus should be on aligning with God’s will rather than pursuing wealth for its own sake.
Q. How does tithing relate to the law of faith?
A. Tithing lays the groundwork for financial growth. It recognizes God’s ownership and our role as stewards. It’s not a way to make God bless us. Instead, it’s about giving back what belongs to Him and showing our faith in His provision. The law of faith begins with this act of obedience and trust.
Q. What role does the Holy Spirit play in prosperity?
A. The Holy Spirit guides us in applying all five laws of increase. He teaches us about tithing. He inspires us to give generously. He offers wisdom for financial choices. He guides our work efforts. He helps us keep our speech and actions filled with faith. Prosperity can be dangerous without the Holy Spirit’s guidance. Instead of a blessing, it might lead to destruction.
Q. Can I experience increase while going through financial hardship?
A. Yes, many believers say their biggest breakthroughs came when they faced their toughest struggles. The law of faith often works progressively rather than instantly. When you apply these principles regularly, even in small ways, you’ll notice God’s blessings in your life. This will lead to the full realization of His promises.
